Serving HUD Agencies & Small Business


RAM Housing Specialists is located in Aberdeen, South Dakota and we serve clients across the nation. When RAM was established in 1974 our focus was in accounting services for Housing and Urban Development (HUD) agencies. In the last 40 years RAM’s team of experts hasn’t changed much making us one of the most knowledgeable HUD accounting partners available.

We bring more than 170 years of combined experience to the table. We also serve this industry through a custom HUD software solution that helps our clients operate their organizations more efficiently. Through personal service and industry-leading software we help our clients navigate the complicated regulations of the public housing industry.

We assist a number of our housing providers with property management services. Our intimate knowledge of the public housing industry has given us a solid understanding of the challenges property owners face and our staff is committed to being a dependable partner.

We also offer bookkeeping and payroll services for small businesses in Aberdeen and around the region, serving clients ranging from restaurants to pharmacies and industries of all types.

Meet Our Team

  • Rich Galbraith
    Rich Galbraith, Owner
    Since 2014
  • Vicki Jerde, Lead Programmer
    Since 1983
  • Deborah Fletcher
    Deb Fletcher, Ledger
    Since 1984
  • Dottie Rieker
    Dottie Rieker, TAR
    Since 1986
  • Dale Strom
    Dale Strom, Technology
    Since 1998
  • Renee Harris, HUD Specialist & Head Payroll Service
    Since 1999
  • Lloyd Jerde, Ledger
    Since 2006
  • Donna Schmidt, TAR
    Since 2008
  • Paul Zinter, Programmer
    Since 2015
  • Amanda Ronke, Payroll Service
    Since 2017
  • Dale Weidrick, Ledger
    Since 2017
  • Stacy Smith, Housing Manager
    Since 2017
  • Carol Moore, Ledger
    Since 2018
  • Lindsey Forkel, Ledger
    Since 2018
  • Kayla Heuer, Office Assistance
    Since 2019
  • Kara Schmidt, TAR
    Since 2019